Roof Insurance Claims Specialist

Dealing with your insurance is not an easy process. Depending on the type of damage you have on your home, your insurance may not approve your claim and leave you having to pay for the entire roof project with your own hard earned money. With Mr. Happy House we do our best to assist you during the roof insurance claim process so you can get your roof costs covered.

The Roof Insurance Claim Process

1) Inspection

We will first inspect your roof and see what exactly you need to get done.

2) File Claim

You will call the number on your insurance policy and state that you would like to file a claim for hail or wind damage then schedule an appointment to meet with adjuster.

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3) Contact Mr. Happy House

Make sure to contact us and have us meet with your insurance adjuster so that the process is smooth without you having to call back your insurance multiple times.

4) Pay Deductible

It is required by law under Tex. Ins. Code §707.002 that homeowners must pay their deductible to their insurance companies.

Submitting Your Insurance Claim

As a roof insurance claim specialist, we will walk you through the entire process from start to finish and help you get the insurance coverage you need. When submitting your roof insurance claim, know that there are two main insurance policies which are Replacement Cost Value and Actual Cost Value. Most insurance policies are Replacement Cost Value which covers the entire home.

Will my Roof Insurance Claim Be Approved?

Insurance companies will most likely cover roof damages that are “acts of God” and are natural such as tornadoes, hurricanes, and storms. That means if you just went through a storm and your roof is starting to cause problems, then your insurance will most likely cover it.

The only types of damages that are not covered are what insurance companies call “home maintenance issues” such as infestations, rats, mice, and animal damage. This is very important because you need a reliable and reputable roofing company that does their jobs right the first time so you don’t have to keep on spending money.

That is why we recommend extending the life of your roof and roof leak prevention services from Mr. Happy House that keep animals out of your roof for good.

With Mr. Happy House, we have a customer base and reputation that exceeds far more than many roof repair companies, so when you call us today for a free inspection on your roof, you are getting expert advice. We provide pointers and tips that will benefit you as the homeowner and not try to sell you something that is not necessary.

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If you need a Reliable and Reputable Roofing, Siding, and Painting Company, don’t hesitate to call us at (281) 831-5955 or fill the form and we will get in contact with you as soon as possible to access your home needs.